Know where you stand, without looking.
Penny checks your balance every day and sends it straight to you. Pick your time, pick your channel. Just open your phone and it's there.
Daily Update
8:00 AM • WhatsApp
Current Balance

Built to be invisible.
Penny stays out of your way until it's time for your daily update. No dashboards to check, no apps to open.
Passive Visibility
Connect your account once, and Penny sends your balance straight to you.
Your Schedule
Choose when you want your updates. Morning coffee? End of day? You decide.
Penny
8:00 AMDaily Update - 4 Accounts
Balance: £5,812.44 · Change: -£42.50 since yesterday
Multi-Channel
Get your balance via email or Discord (with more coming soon). Use one channel, or all of them.
Secure & Private
Bank-level security with Open Banking. We never see your credentials.
Three steps to financial peace of mind
No complicated setup, no learning curve. Get started in under two minutes.
Connect your bank
Securely link your UK bank account using Open Banking. Read-only access means your money stays safe.
Choose your channel
Pick where and when you want your updates: Discord or email, with other channels coming soon
Relax and stay informed
That's it. Penny sends your balance daily. You'll see your total, each account, and any changes.
FAQs
Penny never sees your bank details. Penny uses a third-party provider, GoCardless, to connect to your chosen bank which receives account information via the bank's PSD2 APIs.
For more information, see Bank Account Data API.
